Financing
Own the Car. Keep Your Cash Flow.
Structured vehicle financing with our banking partners. Fast pre-approval, competitive rates, transparent terms. Salaried customers from 0% deposit, business customers from 10%.
Financing Options
Structured for Every Buyer.
For Employees
Salaried Customers
0%deposit
Subject to approval
- Up to 100% financing available
- 12 – 72 month terms
- Competitive rates from partner banks
- Fast-track approval for permanent employees
- Insurance bundling optional
For Business Owners
Business Customers
10%from
Deposit — subject to approval
- Up to 90% financing available
- 12 – 60 month terms
- Fleet financing available
- Company or asset-based structures
- Tax-deductible interest options
Required Documents
Have These Ready.
Complete documentation accelerates approval. Missing paperwork is the single biggest cause of delays.
National ID and KRA PIN
Copy of both sides of ID.
12-month bank statements
From your main operating account.
12-month M-PESA statements
Downloaded from Safaricom Self-Care or via Sim Toolkit.
Employment letter and latest 3-month payslips
Salaried customers only. Letter on company letterhead.
Business registration certificate
Business customers only. Plus 12-month business bank statements.
Try the Numbers
Financing Calculator
Drag the sliders to model your monthly instalment. Numbers are indicative — final rate depends on the bank and your profile.
Financing Calculator
Estimate Your Monthly Payment
Vehicle PriceKES 5,000,000
Deposit20% · KES 1,000,000
Repayment Period48 months
Interest Rate (p.a.)14.0%
Estimated Monthly
KES 109,306
Indicative — subject to bank approval.
Loan amountKES 4,000,000
DepositKES 1,000,000
Total interestKES 1,246,683
Total repaymentKES 5,246,683
Best-Match Bank
We shop your file across 8+ partner banks to find your best rate.
Fast Pre-Approval
Indicative approval within 24 – 72 hours of complete documentation.
Transparent Terms
Every fee disclosed upfront. No hidden processing charges.
Apply Now
Pre-Approval in 24 Hours
Fill this form. We forward your application to the best-matched partner bank. You get a pre-approval indication within one business day.